IQVIA Benefits Handbook
CONVERSION PRIVILEGE
If You Die
If you die during the 31 days before your insurance coverage is continued through the conversion or portability features, your beneficiary will receive a lump-sum payment of the amount you were entitled to convert or "port," even if you didn't complete the process.
When coverage ends under the plan, you can convert your coverage to an individual life policy without providing evidence of insurability. You must apply for individual life insurance under this life conversion privilege and pay the first premium within 31 days after the date your employment ends. Converted insurance may be any type of level-premium whole life plan offered by Lincoln.
Lincoln will mail conversion information and forms directly to your home within 30 days of your separation from IQVIA.