IQVIA Benefits Handbook
Administrative Information
The federal law known as the Employee Retirement Income Security Act of 1974 (ERISA) governs certain employee benefit plans, including some of the plans described in this Benefits Handbook. This section discusses your legal rights under ERISA, as well as some important administrative information.
Which Benefits Are Subject to ERISA?
Some of the benefits described in this Benefits Handbook are subject to the Employee Retirement Income Security Act of 1974 (ERISA) and some are not. For those benefits that are subject to ERISA, this Benefits Handbook, including all its various sections, serves as your summary plan description (SPD), as required by Department of Labor regulations.
The following benefits are subject to ERISA:
- Medical (including prescription drug coverage and EAP)
- Dental
- Vision
- Flexible Spending Accounts
- Short-Term Disability
- Long-Term Disability
- Life Insurance
- Accidental Death and Dismemberment
- Business Travel Accident Insurance
- Adoption Plan
- Legal Assistance Plan
- 401(k) Savings
The following benefits are not subject to ERISA:
- Health Savings Account (HSA)
- Supplemental Medical Benefits (Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance)
- Time Off
- WorkLife (including Identity Theft Program, Pet Insurance, and Education Assistance)
- Commuter Benefits
- Statutory