The IQVIA' Accidental Death and Dismemberment (AD&D) Insurance Plan provides financial protection to you and your beneficiaries in the case of accidental bodily injury. Your basic employee coverage is provided by IQVIA to help offer financial protection for your beneficiaries if you have a covered accident or die. Voluntary AD&D coverage for you, your spouse, and/or dependent children may be purchased by you at group rates.

The AD&D Plan is provided through an insurance policy (SA3-850-292043-01) issued by Lincoln National Life Insurance Company, a Lincoln company (referred to as "Lincoln" throughout this document).

This summary is intended to be a general description of the AD&D benefits provided by the policy issued by Lincoln. If there is a conflict between this plan description and the AD&D policy regarding services, exclusions, limitations or other provisions the AD&D policy will be govern. The benefits described in this summary are subject to the terms and conditions of the Lincoln Life and AD&D policy.

This section explains how the AD&D Plan works.