To claim an AD&D benefit, you or your beneficiary must notify the IQVIA Benefits Marketplace at 888-264-9180 of the covered individual's injury or death. IQVIA will confirm the beneficiary designation and assist in the completion and submittal of paperwork to Lincoln.

Once submitted, Lincoln will review the claim and any supporting documentation. If additional information is needed, the beneficiary of record will be contacted directly.

Lincoln will pay benefits immediately once an AD&D claim is approved. You or your beneficiary will be notified of Lincoln's decision as soon as it is made.

AD&D benefits are paid based on your (or your dependent's) coverage amount, depending on the type of loss, as shown below:

The most Lincoln will pay for any combination of covered losses from any one accident is 100% of your covered amount.

If you or your eligible dependent become paralyzed within 365 days of a covered accident, the AD&D Plan will pay benefits as follows:

To be eligible for AD&D benefits, you must be covered by the plan, the loss must result from accidental bodily injury and the loss must occur within 365 days of a covered accident. In the event of death, benefits are paid to a beneficiary; otherwise, benefits are paid to you or your eligible dependent.