IQVIA Benefits Handbook

War, declared or undeclared, or any act of war.
Intentionally self-inflicted injuries, while sane or insane.
Suicide, or suicide attempt, while sane or insane.
Active Participation in a riot.
Committing or attempting to commit a felony or misdemeanor.
Disease, bodily or mental illness (or medical or surgical treatment thereof).
Controlled substances (as defined in Title II of the Comprehensive Drug Abuse Prevention and Control Act of 1970 and all amendments) that are voluntarily taken, ingested or injected, unless as prescribed or administered by a physician.
Serving full-time active duty in the Armed Forces of any country or international authority.
Boarding, leaving or being in or on any kind of aircraft. However, this exclusion will not apply if the covered person is a fare paying passenger on a commercial aircraft or traveling as a passenger in any aircraft that is owned or leased by or on behalf of IQVIA.
Hazardous sports, including but not limited to, motor sports (land or water), mountain climbing, skydiving, parachuting, bungee jumping, hang gliding and scuba diving.