IQVIA Benefits Handbook
COVERAGE REDUCTION AT AGE 65
When you or your spouse reaches one of the ages shown in the table below, basic and optional life insurance coverage for the person reaching the applicable age will be reduced based as shown. The reduction is effective as of the last day of the month in which the birthday occurs.
If you are age:
Basic life insurance coverage will be reduced to:
65 to 69
65% of the coverage amount at age 64
70 or older
50% of the coverage amount at age 70