You may buy optional coverage in amounts from one to five times your base annual salary (rounded to the next higher $1,000) up to $2,000,000. The minimum coverage amount you may purchase is $10,000.

You may buy optional coverage for your spouse in increments of $10,000, up to a maximum of 100% of your total life insurance coverage or $250,000, whichever is less.

You may buy optional life insurance coverage for your eligible dependent child(ren) in increments of $5,000, up to a maximum of $20,000 per child. If you and your spouse are both IQVIA employees, only one of you may elect optional coverage for a single dependent child. In other words, a dependent child may be enrolled in optional coverage by you or by your spouse, but not both.

The guaranteed coverage amount is the maximum optional coverage you can buy for yourself or your eligible dependents without providing EOI, as described in "Evidence of Insurability (EOI)." How the guaranteed coverage amount applies to you depends, in part, on when you enroll or make changes.

If you enroll in optional coverage for yourself, your spouse or your dependent children when you are first eligible (as a new hire), you can purchase up to the guaranteed amount without providing evidence of insurability. The guaranteed coverage amounts are:

You must provide EOI for coverage amounts above the guaranteed coverage amount. In this case, only amounts up to the guaranteed coverage amount will be effective at enrollment. Lincoln must approve the amount above the guaranteed coverage amount before the remainder of your coverage is effective.

During any subsequent enrollment period, you must provide EOI if:

Lincoln must approve the election before the coverage is effective.