IQVIA Benefits Handbook
WHAT THE PLAN DOES NOT COVER
The plan does not cover any losses where death is caused by, contributed to by or resulted from suicide that occurred within 24 months after:
  • The initial effective date of coverage.
  • The effective date of any optional coverage.
This suicide exclusion applies to any coverage for which you pay all or part of the premium, which includes Optional Life coverage. It also applies to any amount subject to EOI requirements. Lincoln must approve the EOI form as well as the coverage amount.