IQVIA Benefits Handbook
WHEN COVERAGE ENDS
Generally, LTD coverage ends on the earliest of the following:
  • The date you no longer are in an eligible group.
  • The date your eligible group is no longer covered.
  • The last day you are actively employed by IQVIA (except if you are on a leave of absence).
  • The date you cease active work due to a labor dispute, including any strike, work slowdown or lockout.
Your Elimination Period
The elimination period is a period of time that must pass following your disability date before LTD benefits can begin. Under this plan, your elimination period is the later of 180 days or the date your short-term disability payments end, if applicable.
If you return to work for any thirty or fewer days during the elimination period and cannot continue, Lincoln will count only those days that you are disabled or partially disabled to satisfy the elimination period.