IQVIA Benefits Handbook
AT A GLANCE
Note that in some cases, LTD benefits may be provided before your eligibility for Social Security disability benefits has been determined. In such cases, the claims administrator, Lincoln, will seek recovery or reimbursement of benefit overpayments from retroactive Social Security benefits.
Feature
Benefit
Monthly Benefit
  • 60% of your monthly earnings.
  • Benefits may be reduced by deductible sources of income and other disability earnings.
Maximum/Minimum Monthly Benefit
  • Maximum: $15,000. (You may be eligible to receive additional amounts if you participate in Lincoln's Rehabilitation Program.)
  • Minimum: The greater of $100 or 10% of your gross disability payment.
Tax Treatment of Benefit
Benefit payments are subject to federal and state income taxes.
Maximum Benefit Duration
The maximum duration of monthly benefit payments will vary depending on the age at which you became disabled.
Cost of Coverage
LTD coverage is fully paid for by IQVIA.
If you have questions about the LTD coverage, please contact the claims administrator, Lincoln, at 800-213-5608 or visit www.mylincolnportal.com (Company Code: IQVIA) .