IQVIA Benefits Handbook
RECURRING DISABILITIES
If you have a recurring disability, Lincoln will treat your disability as part of your original claim and you will not have to complete another elimination period if both of the following apply:
- You were covered by the plan for the period between the end of your prior claim and your recurrent disability.
- Your recurrent disability occurs within six months from the end of your prior claim.
- Your claim is due to, or related to, the same causes as your original disability.
Your recurrent disability will be subject to the same terms as your prior claim and will be treated as a continuation of that disability.
Any disability which occurs six or more months after the date your prior claim ended will be treated as a new disability claim. The new claim will be subject to all of the plan's provisions, including the elimination period.
If you become entitled to payments under any other group long-term disability plan as a result of a new disability, you will not be eligible for payments under this plan.