IQVIA Benefits Handbook
WHEN COVERAGE BEGINS
Your coverage begins the date you become eligible for the LTD Plan.
If you are not actively at work because of injury or illness on the date your coverage would become effective, your coverage will begin on the date you return to work.
Coverage during a Leave of Absence
If you are on a leave of absence, IQVIA will continue to pay for LTD coverage for up to six months after the date of your leave began.
If you become disabled during this time, your LTD benefit will be based on your monthly earnings in effect just prior to the date your leave began.