IQVIA Benefits Handbook
WHEN COVERAGE BEGINS FOR YOUR COVERED DEPENDENTS
If you enroll your eligible dependents at the same time you enroll, their coverage begins when your coverage begins. If you enroll your eligible dependents at a later time, the date when their coverage begins depends on when you enroll them:
  • If you enroll an eligible dependent for coverage during the open enrollment period, coverage begins the following January 1.
  • If you enroll an eligible dependent for coverage within 30 days from the date of the following events, coverage begins as follows:
    • Life status change—as of the date of the qualifying event.
    • Judgment, decree or order—on the date designated on the legal document.
    • Change in Medicare or Medicaid entitlement—the first of the month following the date Medicare or Medicaid entitlement is lost.
    • Significant cost or coverage changes—the first of the month following the date of the event.
  • If you enroll an eligible dependent for coverage within 30 days from the date you experience an event under the HIPAA special enrollment rights provision, coverage begins the first of the month following the date of the event.