You and IQVIA share in the cost of coverage under the Medical, Dental and Vision Plans. While IQVIA pays a portion of the cost, you are required to contribute to the cost of health care coverage for you and your covered dependents. Your contributions depend on the option and coverage category you select. Your contributions are made with pre-tax dollars. Each year, your open enrollment materials will show the required contributions for each option offered and each coverage category.

Your contributions for coverage start when your coverage begins or the first pay cycle following your enrollment, if later. (Please see "When Coverage Begins" for more information.) Your contributions are automatically deducted from your pay in equal installments.

If you are enrolled for coverage but are away from work because of an unpaid leave of absence, you will continue to be responsible for your contribution payments. If you are on a short-term unpaid leave, your contributions will be recouped from your pay when you return to work. If you are on a long-term leave of absence, you will be required to pay your contributions monthly on a post-tax basis.