In addition to the plan's coverage amounts, additional benefits may be payable if you experience certain types of covered losses, as described in the following sections.

The plan will pay for medically necessary bereavement and/or trauma counseling to help you and/or your covered dependents recover from a death or accidental injury. The plan pays for counseling expenses incurred within one year of the date of the accident, to a maximum of $150 per session for 10 sessions. This limit applies to all counseling sessions for you and/or your immediate family members resulting from the same accident.

The plan pays benefits if you suffer a covered injury or loss of life due to a bomb scare, explosion or act of terrorism while working for IQVIA or Q² Solutions while on premises at your regular place of employment. In addition, plan coverage includes loss of life or injury due to act(s) of declared or undeclared war while traveling on business outside of your home country or your country of permanent assignment.

The plan will pay a monthly coma benefit based on your BTA coverage amount, provided you sustain an injury that results in a coma within 31 days of a covered accident and the coma lasts at least 31 consecutive days. (No benefits will be paid during this 30-day period.)

The monthly coma benefit is equal to one percent of your BTA coverage amount, less any amount paid (or payable) under the plan as a result of the same accident. This amount will be paid for each month that the covered individual is in a coma until the comatose condition has ended, up to a maximum of 11 months. Thereafter, a lump sum of 100% of the remaining principal sum will be paid.

For the purposes of this benefit, "coma" and "comatose" mean a profound stupor or state of complete and total unconsciousness, as the result of a covered Accident.

If you or a covered dependent requires an emergency medical evacuation while traveling on company business, at least 100 miles from place of permanent residence, the full cost of the evacuation will be covered by the plan. This is provided that United Healthcare Global (UHCG), in consultation with your attending physician, determines that it's medically necessary to evacuate you to the nearest treatment facility where appropriate treatment may be administered.

Contact UHCG at 713-430-7409 for more information about how to access services.

If you have unavoidable exposure to the elements as the result of a covered accident, and as a result experience the loss of a limb, speech, hearing, or sight, the BTA Plan will pay benefits to you as specified in "How Benefits are Paid."

CHUBB will presume you suffered a loss of life and pay your BTA benefit to your eligible beneficiary if all of the following apply:

The plan provides benefits if you suffer a covered loss while utilizing an automobile or other means of transportation due to a strike or breakdown of one or more public transportation systems that you typically use. (Ordinary, everyday commuting to and from your regular work place is not covered under the plan.)

If you or your eligible dependent has a disability (complete and irrecoverable loss of sight of both eyes, speech, hearing in both ears, or any two limbs hands or feet) resulting from a covered accident and within one year of the covered accident that requires a special housing adaptation or special vehicle to accommodate the disability, this will be covered up to $75,000.

If you or a covered dependent has an accidental injury or become ill while traveling outside of your country of residence, the plan will provide the following benefits:

This benefit is in addition to any other type of medical benefits payable through your IQVIA or Q² Solutions coverage.

If you or your covered dependent requires medically necessary rehabilitative services following a covered accidental injury, the plan will pay covered expenses to a maximum of $100,000.

This benefit is in addition to any other type of medical benefits payable through your IQVIA or Q² Solutions' coverage.

If you and/or a covered dependent die while at least 100 miles from home, an additional benefit will be paid for covered expenses associated with the preparation and return of the body to a mortuary of your (or your survivor's) choice.

The seat belt and air bag provision of the BTA Plan provides additional benefits if you:

For the purposes of this benefit, an automobile means a self-propelled, private passenger motor vehicle with four or more wheels that is a type both designated and required to be licensed for use on the highway of any state or country. Automobile includes, but is not limited to, a sedan, station wagon, sport utility vehicle, or a motor vehicle of the pickup, van, camper, or motor home type. Automobile does not include a mobile home or any motor vehicle that is used in mass or public transport.

The official police report of the covered accident must certify the proper use of the seat belt at the time of the accident, or the investigating officer(s) must certify, in writing, the proper use of the seat belt. This certification must be submitted with your or your beneficiary's claim to CHUBB.

If an official report is not available or it is unclear, a default payment of $2,500 will be paid.

If you or a covered dependent are eligible for the seat belt and air bag benefit, these amounts are payable only after BTA coverage amounts have been paid from the plan.

The plan pays you a seat belt benefit equal to an additional 10 percent of your BTA coverage amount (to a maximum increase of $75,000) if all of the following apply:

The plan pays you an air bag benefit equal to an additional 10 percent of your BTA coverage amount (to a maximum increase of $25,000) if the seat belt requirement was met and the private passenger car was:

In addition to accident coverage while you are traveling on company business, the BTA Plan also offers an array of travel-related services. Through the United Health Care Global program, you can get travel assistance services 24 hours a day when you are traveling on company business more than 100 miles or more from your home or work location.

The United Health Care Global program can provide assistance with a wide range of problems or emergencies that may occur while traveling on company business. Covered services include:

Contact UHCG at 713-430-7409 for more information about the program and how to access services. You can access UHCG online services at https://members.uhcglobal.com. To set up/use a username and password: