To claim a BTA benefit, you or your beneficiary must notify Employee Benefit Services of your injury or death. IQVIA or Q² Solutions will confirm the beneficiary designation and assist in the completion and submittal of paperwork to CHUBB.

Once submitted, CHUBB will review the claim and any supporting documentation. If additional information is needed, the beneficiary of record will be contacted directly.

CHUBB will pay benefits immediately once a BTA claim is approved. You or your beneficiary will be notified of CHUBB's decision as soon as it is made.

How BTA coverage is paid depends on the type of loss, as shown in the following chart. For benefits to be paid, the loss must occur within one year of the covered accident.

If you or an eligible dependent suffer more than one loss in any one accident, only the largest eligible percentage for any one injury will be paid.

If you or your eligible dependent becomes paralyzed within 365 days of a covered accident, the BTA Plan will pay benefits as follows:

To be eligible for BTA benefits, the loss must occur within 365 days of the date of the covered accident. In the event of death, benefits are paid to a beneficiary; otherwise, benefits are paid to you or your eligible dependent.