IQVIA Benefits Handbook
WHAT THE PLAN DOES NOT COVER
The BTA Plan doesn't cover losses caused by, contributed to by, or resulting from:
- Suicide, attempt at suicide, intentionally self-inflicted injury, or attempt at intentionally self-inflicted injury.
- A covered accident that occurs while on active duty service in the military, naval or air force of any country or international organization. Reserve or National Guard active duty training is not excluded unless it extends beyond 31 days.
- Acts of declared or undeclared war, except as provided under the bomb scare, explosion, terrorism and war risk benefit described in "Additional BTA Benefit Coverage."
- Sickness, disease, bodily or mental infirmity, bacterial or viral infection, or medical or surgical treatment thereof, except for any bacterial infection resulting from an accidental external cut or wound or accidental ingestion of contaminated food. Further exceptions as provided under the out of country emergency accident and sickness benefit described in "Additional BTA Benefit Coverage."