BTA coverage is provided to you 24 hours a day for accidents sustained anywhere in the world during business travel for the company (including short term assignments up to 180 days). Coverage begins when you (and your covered dependents) leave your home or place of permanent employment, whichever occurs last and continues until you return to your home or place of permanent employment, whichever is first (unless you make a detour for personal reasons). Travel to and from work, vacations, and leaves of absence are not covered.

BTA coverage amounts differ by covered individual:

In total, the plan has an aggregate limit of $16,000,000 per aircraft accident. In other words, if multiple covered individuals die as the result of an aircraft accident, an on-premises bomb scare, terrorist attack, or act of war, the total coverage payable from the plan will be capped at $16,000,000. If this limit is met as the result of an aircraft accident, on-premises bomb scare, a terrorist attack or act of war, amounts payable to eligible beneficiaries may be reduced and divided proportionally.