IQVIA Benefits Handbook
HOW TO ENROLL
Actively At Work
You will be considered to be "actively at work" if you are performing the material duties of your job on a regularly scheduled workday. You will be considered actively at work on a scheduled non-working day if you were actively at work on your last scheduled working day.
You are automatically enrolled in BTA coverage when you are both eligible and actively at work.
Your eligible dependents are automatically enrolled in BTA coverage on the day your coverage becomes effective. However, no BTA benefits will be paid to any eligible dependent who is not traveling with you while you are on company business at the time of his or her death or accidental bodily injury.
Beneficiary
In the event of your death, any benefits will be made in a single lump sum as follows:
  • To your spouse, if living at the time of your death.
  • If not living, to your surviving children (in equal shares).
  • If none survives, to your surviving parents (in equal shares).
  • If neither survives, to your surviving brothers and sisters (in equal shares).
  • If none survives, to your estate.
  • You are automatically the beneficiary for any BTA benefits payable as a result of death or accidental bodily injury to an eligible dependent. If you and your eligible dependents die at the same time (or within 24 hours of your death), benefits under the BTA Plan will be paid to your estate.