IQVIA Benefits Handbook
WHAT IS NOT COVERED
The STD Plan doesn't cover certain disabilities or pay benefits for:
  • Sickness or injury for which Workers' Compensation benefits are paid (or may be paid), if duly claimed.
  • Injury, sickness, mental illness or pregnancy when you are not being treated by a physician.
  • Disability caused or contributed to by war or act of war (declared or not), or as a result of military service.
  • Disability caused or related to elective or cosmetic surgery.
  • Disabilities caused by your commission of, or attempting to, commit a felony or misdemeanor.
  • Participating in a riot.
  • Disability caused or contributed to by an intentionally self-inflicted injury.
  • Injury sustained as a result of doing any work for pay or profit for another employer.