IQVIA Benefits Handbook
NEW OR RECURRING DISABILITIES
If your period of disability is extended by a new cause while you are receiving payments from the plan, STD benefits will continue while you remain disabled provided both of the following apply:
  • Your STD benefits do not continue beyond the end of the original 26-week maximum benefit duration.
  • The plan's exclusions apply to the new cause of disability.
If you are disabled, return to work for less than 14 days, and become disabled again due to the same or related condition, you will not have to satisfy a new elimination period. If your return to work was for 14 days or more, or if you become disabled due to a new and unrelated condition, you will need to satisfy a new elimination period. See "When Coverage Ends" for details.