IQVIA Benefits Handbook
HOW THE PLAN WORKS
Weekly Earnings is defined as the basic weekly rate of pay immediately prior to your disability, before taxes and deductions. Basic weekly earnings does not include overtime, bonuses, and incentive pay, or non-cash compensation.
The STD Plan will provide you with weekly benefit payments, for a maximum of 26 weeks, if you are disabled due to an injury or illness and your disability has been certified by Lincoln.
If your disability is due to:
  • Sickness or illness, STD benefit payments begin on the eighth consecutive calendar day of a certified absence. Once your claim is approved, IQVIA will provide a benefit to you equal to 100% of your weekly earnings for the first seven days of your absence.
  • Accidental bodily injury, benefit payments will begin on the first day of an approved disability.
The maximum duration for which benefits may be payable is the first 26 weeks of your disability. This 26-week period includes the elimination period. If your disability extends beyond 26 weeks, you may be eligible for benefits under the Long-Term Disability Plan. See Long-Term Disability Plans for details.
  • 100% of your base salary for the first four weeks, then 70% of your base salary for weeks five to 26.
STD coverage provides you with a weekly benefit of 100% of your weekly earnings for the first four weeks, then 70% of your weekly earnings for weeks five to 26.
If you are covered by your state's or commonwealth's short-term disability benefit laws (e.g.; California, Connecticut, Hawaii, New Jersey, New York, Rhode Island, Puerto Rico and Washington have state disability laws) and higher benefits are required by law than are provided by the IQVIA STD Plan, you will receive the greater amount. But, in no event will you receive more than 100% of your weekly earnings from all sources.
Your monthly benefit may be reduced by other deductible sources of income or disability earnings you are eligible to receive, as described in "How Benefits Are Paid."