The list of current investment fund options is available by calling Fidelity at 800-835-5097 or online at www.401k.com once you have registered.

The available investment funds have different investment objectives, so the risk and returns on each fund are different. Before you make your investment choices, you should think about the investment goals of each fund, as well as your own investment goals and your tolerance for risk. Each fund has a prospectus and summary description which provides information on the several aspects of the funds, including its:

For historical fund performance, prospectuses, summary descriptions, financial statements, terms of investment contracts and other investment fund information, call Fidelity Customer Services at 800-835-5097 or go online at www.401k.com once you have registered. Keep in mind that past fund performance is no guarantee of future performance.

The 401(k) Plan currently offers mutual funds and a common collective trust fund as investment options. Each investment fund offered under the Plan charges investment management fees (which are normally based on a specified percentage of fund assets) and may have other operating expenses that affect the fund's investment return. In addition, the funds may impose deferred sales charges, sales loads and redemption or exchange fees. Current information on a fund's operating expenses, fees and charges can be found in the most recent prospectus and summary description for the fund.

The plan administrator has the right to change the investment funds offered under the 401(k) Plan at any time.