IQVIA Benefits Handbook
401(K) ACCOUNTS
Participant accounts under the 401(k) Plan may include:
1. An "Employee Deferral Account" credited with any regular elective deferrals (including any automatic deferrals) you make on a pre-tax basis. (The amounts in this account are always fully vested.)
2. An "Employee Roth Deferral Account" credited with any Roth elective contributions you make on a post-tax basis. (The amounts in this account are always fully vested.)
3. An "Employee Catch-Up Account" credited with any catch-up pre-tax contributions you make. (The amounts in this account are always fully vested.)
4. An "Employee Roth Catch-Up Account" credited with any catch-up post-tax contributions you make. (The amounts in this account are always fully vested.)
5. An "Employer Matching Account" credited with any matching contributions made on your behalf for both regular and Roth elective deferrals or after-tax deferrals. (Amounts in the Employer Matching Account may be subject to a vesting schedule. See "Vesting in Company Contributions.")
6. An "After-Tax Account" credited with any after-tax contributions made by you (The amounts in this account are always fully vested.)
7. A "Qualified Discretionary Contribution Account" credited with any Qualified Discretionary Contributions made on your behalf. (The amounts in all such accounts are always fully vested.)
8. A "Rollover Account" credited with any rollover contributions received on your behalf. (The amounts in all such accounts are always fully vested.)
9. An "Innovex Transfer Account" (formerly a "Retirement Savings Transfer Account") was credited with amounts received in a direct trustee-to-trustee transfer from the Innovex Inc. Retirement Savings Plan effective April 1, 1997. Your Innovex Transfer Account, if any, is generally paid as a joint and survivor annuity if you are married and a life annuity if you are unmarried. See "Payment of QINC Transfer Account and Innovex Transfer Account" for more information. (As of September 25, 2003, the amounts in all such accounts were fully vested.)
10. A "Scott-Levin Transfer Account" was credited with amounts received in a direct trustee-to-trustee transfer from the Scott-Levin 401(k) Plan effective October 1, 1999. You may take an in-service distribution of all or any portion of the amounts held in your Scott-Levin Transfer Account, if any, without terminating employment upon attainment of age 59-1/2. (As of September 25, 2003, the amounts in all such accounts were fully vested.)