IQVIA Benefits Handbook
INVESTING CONTRIBUTIONS
Investment decisions are your responsibility. You may currently choose to invest contributions among a number of investment funds and the Vanguard Target Retirement Trust Plus Funds. See "The Investment Funds" for more information on the current investment options. (Investment funds are subject to change, with notice.) You decide how your contributions will be invested when you enroll in the Plan. If you fail to make investment fund elections (including if you fail to direct the investment of automatic deferrals under the Plan), the Plan's "default fund" is the Vanguard Target Retirement Trust Plus Fund nearest to the date your will attain age 65.
You may invest in as many funds as you like. The value of your account balances will go up or down depending on investment performance and your investment decisions.
The primary purpose of the 401(k) Plan is to provide you with a tax-advantaged investment vehicle to supplement your retirement income. Based on this objective, you should consider expected returns over longer periods of time. You may want to check with a financial advisor for the right combination of investments for you.
Changing Your Investment Mix
You may change how your future contributions will be invested and transfer money among funds by calling Fidelity Customer Services at 800-835-5097 or online at www.401k.com.
You will receive a personalized account statement four times a year. The statement will give you details on the status of your account as of the prior quarter. To ensure prompt delivery of your statement, please update any address changes in the Workday system under Personal Information.
You can get daily updates of your account by calling Fidelity Customer Services at 800-835-5097 or by going online at www.401k.com.