IQVIA Benefits Handbook
IF YOU DIE WHILE ACTIVELY EMPLOYED
If you die, your beneficiary should notify IQVIA as soon as possible. To receive benefits, your beneficiary will need to complete a claim form and submit a certified death certificate. IQVIA can help your beneficiary complete the necessary claim forms and any additional information required by the insurance company.
The following table outlines how benefits coverage for your dependents is affected.
Benefit Plans
How Coverage Is Affected
Health Care Plans (including medical, dental, vision and prescription drug coverage)
  • The company will provide medical, prescription drug, dental and vision coverage for your eligible dependents through COBRA at no cost to them until the end of the month in which your death occurs. After this, your eligible dependents will be offered COBRA continuation coverage.
Flexible Spending Accounts (FSAs)
  • Your eligible dependents may submit expenses incurred prior to your death.
Life and Accident Plans
  • Your beneficiary(ies) will be paid a life insurance benefit and, if applicable, an AD&D benefit.
  • Your dependents may convert their life and accident coverage to an individual policy within 30 days of your death.
401(k) Plan
  • Your 401(k) account will become fully vested.
  • Your beneficiary(ies) will receive information about their payout options. Among the options they may choose are:
    • A lump sum as soon as practical after your death.
    • A deferred lump sum distribution payable no later than the last day of the 5th calendar year immediately following your death.
    • Annual or quarterly installment payments over a period not to exceed your beneficiary's life expectancy.
Other Benefits
  • The Employee Assistance Program (EAP) can provide resources and bereavement counseling for your eligible dependents.
  • Your dependents may submit Commuter Benefits expenses you incurred prior to your death (180 day limit).