IQVIA Benefits Handbook
IF YOU TAKE AN APPROVED LEAVE OF ABSENCE (LOA)
If you plan to take a non-disability leave of absence (LOA), speak with Employee Benefits regarding the types of leave available and the eligibility requirements for each.
The following table outlines how your coverage is affected by taking an LOA.
Benefit Plans
How Coverage Is Affected
Health Care Plans (including medical, dental, vision and prescription drug coverage)
  • If you are on a short-term unpaid LOA, your medical, prescription drug, dental and vision plan coverage will continue and your missed deductions will be recouped when you return to work.
  • If you are on a long-term unpaid LOA, you can continue your medical, prescription drug, dental and vision plan coverage by paying the full IQVIA non-subsidized monthly premiums.
  • If you are on an approved Leave, you can continue your medical, prescription drug, dental and vision plan coverage.
  • If you are on a paid leave, your premiums will continue to be deducted from your paycheck.
  • If you are on a short-term unpaid leave, IQVIA will pay the premiums for employee and/or family coverage during your leave. (You must be enrolled in family coverage at the time of your application to continue that coverage during your leave.) Your missed deductions will be recouped when you return to work. If you are on an unpaid leave for longer than four weeks, you will be required to pay the full IQVIA non-subsidized monthly premiums directly to Employee Benefits during the leave.
Flexible Spending Accounts (FSAs)
  • If you are on an approved paid LOA, contributions will continue to be deducted from your paycheck for the Health Care and Dependent Care FSA.
  • If you are on an approved unpaid LOA, all contributions will be recouped from your pay.
  • You may continue to submit claims to the Dependent Care FSA for expenses incurred during the remainder of the calendar year.
Life and Accident Plans
  • If you are on an approved LOA, your company-paid insurance (except business travel accident coverage) will continue. You may continue optional life/voluntary AD&D coverage for you and/or your dependents by paying the premium. If you do not maintain your coverage during your leave, or if you don't make the required payments, coverage will be canceled. Evidence of insurability may be required to reinstate benefits.
  • Your pre-leave coverage will be reinstated when you return to work.
401(k) Plan
  • Contributions to your 401(k) account will be discontinued while you are on LOA, and resume when you return to work.
  • You may continue to make investment fund changes, and your account balance will change based on investment performance.
  • If you are on an approved military leave of absence, you may continue contributions based on the actual pay received from the company according to the military leave policy in effect.
  • When you return from military leave, you may make up the missed contributions to your account up to the statutory limits.
  • If you have an outstanding loan, contact Fidelity at 800-835-5097 to discuss your payment options.
Other Benefits
  • Other benefits such as the Employee Assistance Program (EAP), Healthy You (employee well-being), Supplemental Medical Plans (Critical Illness, Accident and Hospital Indemnity insurance), Identity Theft, Legal Assistance, Adoption Assistance, and Education Assistance may continue depending on your type of leave.
    • If you are on a short-term LOA, your other benefits will continue.
    • If you are on a long-term unpaid LOA, your other benefits will be suspended until you return to work. (This does not apply to the EAP.)