IQVIA Benefits Handbook
IF YOU GET MARRIED
Getting married is considered a life status change or life event, meaning that you can make certain adjustments to your benefits. If you don't enroll or make changes to certain benefits within 30 days of getting married, you must wait until the next annual enrollment period or until you have another life event to enroll or make changes.
If you move or change your name, remember to update your personal information in IQVIA Workday. If you change your name, you also need to notify the Social Security Administration.
The following table outlines how your coverage is affected if you get married.
Benefit Plans
How Coverage Is Affected
Things to Consider
Health Care Plans (including medical, dental, vision and prescription drug coverage)
  • You may add coverage for a spouse and, if applicable, dependent children. You must enroll your spouse and/or dependent children within 30 days of the event.
  • If you plan to enroll under your spouse's plan and drop your IQVIA coverage, you must do so within 30 days of the event.
  • Your coverage change must be consistent with your life status change, unless you qualify for certain special enrollment rights. See "Special Enrollment Rights" in the Participating in the Health Care Plans section for details.
  • Determine whether your spouse will be covered under the Health Care Plans, or if you will be covered under his/her plans.
  • Decide if you and your spouse will maintain separate coverage.
  • If you have children, decide who will cover the children.
Flexible Spending Accounts (FSAs)
  • If you get married, you can enroll or increase your Health Care FSA and Dependent Care FSA contributions within 30 days of the event.
  • Your coverage change must be consistent with your life status change, unless you qualify for certain special enrollment rights. See "Special Enrollment Rights" in the Participating in the Health Care Plans section for details.
  • Determine what expenses your spouse or dependent children may have that will not be covered by the Health Care Plans, and decide if you want to establish or change your Health Care FSA.
  • If you have children who will be in daycare, decide if you want to establish or change your Dependent Care FSA.
Life and Accident Plans
  • You can purchase or increase optional life or voluntary AD&D coverage for yourself, your spouse and dependent children. The 30-day limit does not apply.
  • You can add your new spouse or dependent children as beneficiaries. The 30-day limit does not apply.
  • You may be required to submit evidence of insurability if you are enrolling for the first time or want to increase optional life/voluntary AD&D coverage.
401(k) Plan
  • There is no 30-day limit; you can change your 401(k) Plan elections at any time.
  • Review your beneficiary designation. Your spouse will automatically become the beneficiary of your 401(k) Plan. If you want to choose someone other than your spouse as your beneficiary, he or she will be required to have the beneficiary designation form notarized for written consent.
  • If you're currently contributing less than the maximum, you might want to consider saving more.
  • If you're eligible and not currently participating, consider enrolling.
Other Benefits
  • Other benefits such as the Employee Assistance Program (EAP), Healthy You (employee well-being), Supplemental Medical Plans (Critical Illness, Accident and Hospital Indemnity insurance), Identity Theft, Legal Assistance, Adoption Assistance, and Education Assistance are always available to you.
  • If you are an eligible employee, you can make changes to your Commuter Benefits at any time.
  • If you are eligible to participate in a Health Savings Account (HSA), you can make changes at any time.
  • Let your spouse know that he/she can take advantage of the Employee Assistance Program (EAP).
  • For Commuter Benefits, if your commuting expenses will change, decide if you want to establish, drop, or change your coverage.