The Social Security program is administered by the United States government and provides monthly retirement income for eligible retirees (and certain others who meet special criteria). Social Security is partially financed through the payroll taxes deducted from each of your paychecks.

Your eligibility for full Social Security benefits depends on your age and birth year, although you may receive a reduced monthly benefit if you retire before your Social Security retirement age. You also may be eligible for Social Security benefits if you become disabled or if your spouse dies. The amount of Social Security benefit you are eligible to receive will depend on your (or your spouse's) lifetime earnings and your age when benefits begin.

For more information about Social Security, visit the Social Security Administration website at www.socialsecurity.gov.