IQVIA Benefits Handbook
HOW THE DENTAL PLAN WORKS
All dental plan participants will receive dental ID cards (two per family). Additional cards can be printed on www.deltadentalins.com or downloaded to your smartphone.
There are two levels of dental coverage:
- The Standard Plan: Offers coverage levels that may be appropriate if you have minimal dental expenses and wish to keep your monthly coverage contribution low. There is no coverage for orthodontia.
- The Enhanced Plan: Offers enhanced coverage that may be appropriate if you need more extensive dental services. The plan's maximums are higher. In addition, orthodontia is offered for adults and dependent children to age 26. There is no deductible for orthodontia services.
With both coverage options:
- You can use any dentist you choose.
- Delta Dental offers a network of dentists who have agreed to charge lower, fixed fees for services. You save money by using network dentists.
- Preventive care is covered at 100% at an in-network provider or 100% up to the Program Allowance at an out-of-network provider.
- You may have to file a claim form if you use an out-of-network provider. Claim forms are available at www.deltadentalins.com.
- To access your specific eligibility, benefits, and claims detail online, you will need to register at www.deltadentalins.com. On the homepage, go to Online Resources on the top right of the page. Click "Register Today," and follow the instructions. You will need your member ID on your Delta Dental ID card, or you can use your Social Security Number.