All four medical options cover a variety of services, as long as the services are medically necessary. The level at which benefits are paid depends on which plan option you choose and whether you receive your care in-network or out-of-network. The following charts (one for each option) show the major provisions of each medical option. If you choose Kaiser, coverage is in-network only. There is no coverage out of the network (except emergency care). Differences in the plan's coverage for Kaiser are noted below.

To see details of these services, see "Covered Service Descriptions."