A domestic relations order is a state court order, decree or judgment that directs a plan administrator to pay all or a portion of your 401(k) Plan benefits to a former spouse or a dependent. The Fidelity QDRO Center provides a website dedicated to handling QDROs. Fidelity reviews the domestic relations order and determines whether or not it is qualified (i.e., a qualified domestic relations order (QDRO)).The terms of the plan control all questions of benefit entitlement and calculation. For example, a QDRO cannot provide for a form of payment not available under the plan. If the order is a QDRO, the plan must follow the order.

If a QDRO affects you, please contact Fidelity at 1-800-835-5097 or link to the Fidelity QDRO Center website (https://qdro.fidelity.com) for handling your QDRO. The plan will comply with all valid QDROs. You and your dependents may obtain a copy of the procedures governing the QDROs without charge by calling Fidelity at 1-800-835-5097.